Independent Financial Statements & Assurance Services for Small Businesses

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CPA-Led Audit & Review Services for Credibility You Can Count On

When your business needs formal financial statements—for a loan, investor due diligence, or board reporting—you need more than accurate books. You need assurance that your numbers hold up under scrutiny.


At Surace & Stanton, we provide independent audit, review, and compilation services designed for small-to-mid-sized businesses. Led by a partner with deep audit specialization forged with over 15 years of Big 4 experience, our team delivers reporting that meets professional and regulatory standards—without adding unnecessary complexity.


We serve clients in Broomall, Newtown Square, Delaware County, and the greater Philadelphia region.

How We Help

Assurance Services That Support Business Confidence

Our team provides tailored assurance work designed to meet the needs of private companies, lenders, and regulatory bodies—without adding unnecessary friction to your operations.

Audit Engagements

A full audit offers the highest level of assurance. Often required by lenders, investors, or regulatory bodies, it involves testing transactions, reviewing documentation, and evaluating internal controls. The result: an independent auditor’s report that verifies your financial accuracy.

Review Engagements

A review provides limited assurance and is commonly used for bank financing or board reporting. We analyze financial data, perform ratio testing, and make targeted inquiries to confirm that your financials are reasonable and consistent.

Compilation Engagements

A compilation organizes your financial statements in a professional format, without providing assurance. It’s best suited for internal use, informal reviews, or cases where formal GAAP reporting is needed—but no third-party verification is required.

Preparation Engagements

For businesses that simply need structured financial statements for internal use, we offer preparation services. These include assembling income statements, balance sheets, and other reports based on your books, without assurance or attestation.

Why Businesses Choose Our Assurance Services

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Clarity that builds confidence

When you’re presenting financials to a lender, investor, or board, credibility matters. Our assurance work gives third parties the confidence to move forward—and you the clarity to lead with certainty.

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Support tailored to small business realities

We understand the pace and pressure of running a growing business. Our audit and review processes are thorough but efficient—designed to deliver quality without overwhelming your operations.

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Experience that holds up under scrutiny

Led by professionals with Big Four and regional audit experience, we bring technical accuracy and compliance rigor—without the red tape of larger firms.

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Flexible services for evolving needs

Whether you're applying for financing, preparing for a sale, or reporting to stakeholders, we offer the right level of assurance for the moment—and scale our support as your business grows.

Frequently Asked Questions

  • What’s the difference between a review, compilation, and audit?

    A review offers limited assurance and involves analytical procedures. A compilation does not include any assurance, but organizes your financials in a standard format. Audits, require comprehensive testing and verification. Our team is experienced and proficient with all three levels of service and can help you determine which service you need.


  • Can you help me prepare for lender-required financials?

    Yes. We regularly help clients meet SBA, bank, and investor documentation standards through accurate, clearly formatted financials and fast turnaround support.

  • Do I need a review engagement if I already have accurate books?

    It depends on your audience. Lenders and investors may require a formal review to confirm accuracy and consistency. We can help you determine what’s appropriate based on your use case.